As a single mother of three with a
grandchild and having had four strokes and four spinal surgeries
I know what debt looks like, feels like, and how to see how it
grows rapidly out of control. The main question you need to
think about is how do I make enough money to "Cure my Debt
Woes?" In my pursue of financial freedom I have tried various
get rich schemes and ways to beg Peter to pay Paul. All of these
did just what they promised in fine print, nothing. I found most
of them were hard to follow cost me more money than I had and
each step I took the more money they wanted. I continued to bury
myself in Debt thinking I was trying to get out of debt.
I decided to take control of my
own financial future and position. I decided not to be the
victim anymore. It all started with a great book that taught me
that just like alcohol spending money is an addiction that a lot
of us have a problem with. I learned that you must implement
several basic principles or rules in your life to get out of
debt and learn to make good sending decisions.
I have learned: (1) Pay in
cash, (2) Shred your credit cards, (3) If you can't pay in cash
then you don't need it, (4) Know the difference between good
debt (house, car) and bad debt (fast food), (5) Admit that you
have a debt problem, (6) Don't borrow money from family and
friends. Survive on your own. (7) Seek the advice of a counselor
or person of trust that has good financial background, and (8)
Take control of your own debt and debt responsibilities after
all Debt is a CHOICE.
Now that I have implemented the
plan to get out of debt I have already see a huge change in my
attitude, my level of stress (it's lower), and my ability to say
"No" I don't need it. I am now emotionally ready to really start
and enjoy the my ability to make money.
To make good money on line I
decided to take one program that didn't cost much and see it
through. I mean do each step in the program follow it and put
forth a real effort. We all know that nothing in life comes easy
or is free but what we can find out quickly is that if we take
one step each day implement it to its fullest and not get
distracted by all the others floating around we may have
success.
I like most people spent
thousands of dollars wasted on some joke get rich. Shame on me.
Amazing thought after investing in a book implementing what I
call the "Debt Cure Plan" in "How to get out of debt, stay out
of debt, and live prosperously, by Jerrold Mundis and in step
two "home cash course" I am getting out of debt one day at a
time and one bill at a time.
Be skeptical, don't take
anyone's word for it, you must learn, try, and implement
yourself to see it yourself. If I can do this so can you. Good
luck on your debt free journey.