Getting Workers
Compensation Insurance Claim is somewhat simple, follow the
steps listed below:
- The first priority is to
get medical attention immediately.
- Inform your employer [which means either your supervisor
or the Human Resources Division].
- Send in your claim to the Worker's Compensation unit.
In some cases what is
seemingly a minor injury can later develop into a serious
issue. Therefore it is always advisable that you place the
matter on record by informing your employer and also making
a submission to the Workers' Compensation Insurance Claims
office.
In case your employer needs
you to be seen by the company doctor, as long as it is not
an emergency and also a practical course of action to adopt,
then by all means do so. However if it is an emergency, go
to the closest hospital for immediate attention.
There may be time limits
for submitting Workers' Compensation claims specified by the
state in which you are, so you should not delay to do so.
Your employer would normally be able to supply you with the
necessary forms to make your claim.
In the event that your
company cannot, the local state office would be able to.
Their telephone numbers can be traced from the white pages
in the government section in the local telephone book. The
phone company or even the internet would supply you with the
necessary contact details. A list of state by state website
links, telephone numbers and office addresses is maintained
by the U. S. Labor Department.
How to make an Appeal
on the Compensation Claim of a Worker
The Board of Compensation
for Workers' is the entity before which you may obtain a
hearing in the vent that your employer turns down or
disputes the claim you have made for benefits. If you are
unsuccessful at this juncture, you are further allowed to go
before the Administrative Law Judge in the Workers'
Compensation unit.
In the event that you fail
in this exercise as well, there is a possibility you could
take it up to the judicial system through a court of law.
How complicated you case might be will be the factor that
will determine your requirement of a lawyer to represent
you.
On the occasion that you
might have to face a judge of either the court or the
administrative systems, it is advisable that you have
retained a lawyer. It is also suggested that you contact a
lawyer well versed in Workers Compensation Insurance Claims
and also in labour law.